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Savings

Our savings accounts are interest-bearing, with no maintenance fees. Our competitive dividends put you one step ahead in the saving game.

The savings don’t stop here. We have even more savings products that can help you reach your goals. Learn about our Certificates, Money Markets, Club Accounts and IRAs to take your savings to the next level.



As of January 1, 2017.

Account TypeMinimum BalanceDividend RateAPY*
Regular Savings$50+0.05%0.05%
Business Savings$50+0.05%0.05%

*APY = Annual Percentage Yield. Dividends are credited to your account and compounded every month. Minimum balance requirements apply to average daily balance. Call 800-621-4644 for current rates as they are subject to change at any time and without notice. *Click here to view full rate disclosures and policies.

Coverdell Education Savings Account (ESA)

The Coverdell Education Savings Account (ESA) is an account that features tax-free withdrawals for a child’s higher education expenses. Contributions are non-deductible, therefore, unlike a traditional IRA, distributions are penalty-free and tax-free.

Coverdell Educational Savings Account (ESA) certificates are also available with a minimum deposit of $500 in terms of 12 and 24 months. Contact an FFCCU employee for more information about an ESA.

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