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Advantage Checking

Advantage Checking can earn 2.00% APY


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Apply now and start earning your 2.00% APY*!


Advantage Checking from FFCCU is designed with real people, like you, in mind. Get rewarded for the things you’re probably already doing and earn 2.00% APY* on your average daily balance between $500-$24,999. PLUS, receive free unlimited POS/ATM withdrawals AND no monthly maintenance fees or penalties if requirements aren’t met.

When you meet these requirements, you’ll get the real advantage:

  • Enroll in e-Statements.
  • Use your VISA® Debit Card for 12 or more signature-based transactions per month.
  • Direct deposit at least $500 per month.


And don’t worry – there are NO PENALTIES if requirements aren’t met in any given month. 


Checking Accounts at FFCCU offer ease and accessibility with these features:

  • FREE online banking
  • FREE bill pay
  • FREE Mobile App
  • Access to more than 36,000 ATMs across the country

  • e-Statements
  • e-Alerts
  • ATM and VISA®Debit Cards
  • No minimum balance requirements

Download Whitepaper


As of November 15, 2018.
Account TypeBalanceDividend RateAPY*
ADVANTAGE Checking*$500-$24,999.991.982%2.00%


*APY = Annual Percentage Yield. Get unlimited ATM withdrawals and earn 2.00% APY when your average daily balance is between $500-24,999.99 when you meet the following requirements:  12 or more VISA Debit Card signature-based transactions posted  to your account each month, enrolled in e-Statements and have direct deposit totaling $500 or more within the same month. Earn .05% on the remaining portion of your balance over $25,000.00.  ATM fees charged by FFCCU are refunded at the end of the month. Only one Advantage Checking account per member. Account is subject to approval.  Call 800.621.4644 for current rates as they are subject to change at any time and without notice. Click here to view full rate disclosures and policies.

Firefighters Community Credit Union (FFCCU) is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 216.621.4644. All products and services available on this website are available at all FFCCU branches.

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