Routing #: 241075726

On Track Auto

On track auto loan

It’s more than an auto loan.

The road of life can bring financial challenges. If you’ve had some bumps and bruises in your credit history it can be hard to get a good auto loan with an interest rate and payment you can afford. We also know that your vehicle is critical for many of the things in your life that help to get back to a healthy financial future. With FFCCU’s On-Track Auto we work with you to try and get you reliable transportation and auto financing that will help keep your life moving on the right track.


Available for:

  • Borrowers currently on the path to rebuilding their credit history
  • Loan amounts of $5,000 – $25,000
  • Vehicles 7 model years old, or newer; with less than 70,000 miles
  • Reliable and reasonable primary transportation, luxury and sports cars are not eligible


What you’ll need*:

  • No current credit concerns, including delinquencies or late payments in the past 90 days
  • At least 6 months of continuous employment with the same employer
  • Down payment equivalent to one month’s loan payment
  • Stable living situation
  • Valid driver’s license and proof of or proof of ability to obtain car insurance


What you’ll get:

  • Support from FFCCU every step of the way
  • A path to keep your credit on track
  • With successful payments you’ll have new opportunities with FFCCU to rebuild your credit
  • Potential one-time rate reduction after one year of successful payments

Apply Now




* Terms and Conditions: No civil judgement opened in the last 12 months, no loan defaults in past 90 days. Minimum of 6 months ongoing employment with current company/organization and verifiable income. Must have valid driver’s license and proof of or proof of ability to get car insurance. Vehicle must be insured for the life of the loan. $50 processing fee applies to all loans and may be rolled into overall loan payment. Additional documentation may be required to verify income and payment history. Loan amount must be $5000-$25000 on reliable, modest, primary transportation method for loan holder. Additional criteria may apply.

Your savings insured up to $250,000 per account. Not Federally insured.

Firefighters Community Credit Union (FFCCU) is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 216.621.4644. All products and services available on this website are available at all FFCCU branches.

Update Your Browser:
Enjoy a more complete browsing experience on this and other Web sites by updating your browser now!