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Personal Loans

Sometimes you need a bit of extra cash for something personal.

That’s why we offer Personal Loans! Maybe your trying to pay down debt, or need help with tuition. Maybe you’d like to finance a special purchase like an engagement ring. Well, whatever personal lending need you have, FFCCU can help find the right loan for you.

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Want to estimate you payment for a personal loan? Use this handy calculator:


Types of Personal Loans Offered at FFCCU:

Signature Loans

Members can borrow based on their monthly income and credit worthiness for almost any purpose. The maximum term is 60 months.

Tuition Loans

From preschool to high school, a tuition loan can be used for your family’s educational needs. These loans are available for terms of 12 months with the funds sent directly to the school.

Share Secured Loans

Secure your loan with your savings. You can borrow up to the dollar amount in your savings while continuing to earn competitive dividends.

Emergency Loans

If you ever find yourself in a bind, you can rely on our Emergency loans to help you see through it. Members can borrow for emergency situations based on monthly income and credit worthiness. The maximum term is 12 months.

 

As of February 15, 2017.
Loan TypeMaximum TermFixed Rate APR*
Signature Loanup to 60 monthsas low as 7.15%*
Tuition Loanup to 12 months8.50%
Share Secured Loanup to 60 months4.05%
Emergency Loanup to 12 monthsas low as 10.65%*

*APR = Annual Percentage Rate. Rates based on credit history, number of years the loan is financed and the amount financed. Higher rate may be offered upon approval. Rates quoted reflect .25% discount for EasyPAY (to qualify for EasyPAY, enroll in Online Banking with e-Statements, Direct Deposit at least $200 per month, Sign up for Auto Pay for loan payments). The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Contact FFCCU at 800-621-4644 for details. Click here to view full rate disclosures and policies.

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