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Shield yourself from life’s unexpected events that can cause financial havoc with LoanSHIELD*, our loan protection package featuring:

Payment Protection Insurance

Credit Insurance, also called Payment Protection Insurance (PPI), is a product offered by Firefighters Community Credit Union that helps our members make their monthly loan payments for a period of time if they should lose their job or become sick or disabled and can’t work.  And if a covered borrower passes away, PPI can substantially reduce or in most cases pay off a loan so their loved ones are protected against future financial burdens.

GAP with Auto Advantage

GAP protects your vehicle loan if it were to ever to be claimed as a total loss, i.e. if your vehicle was stolen. GAP pays the difference between the actual cash value of your vehicle and your loan balance. Plus, with CUNA Mutual GAP, you also receive $1,000 towards a replacement vehicle financed through FFCCU. We are pleased to provide you the added benefit of the Auto Advantage Plan with your loan and GAP purchase. With the Auto Advantage plan, you will receive Auto Deductible Reimbursement (ADR), which pays up to $500 per loss (limit of 2 losses per year) when claim is filed and paid with your primary insurance carrier. Ask a teammate for more info on GAP and ADR.

Route 66

Route 66 Logo
Did you know that less than 1% of members budget for car repairs? Don’t be a part of this statistic! We are now offering Route 66 Extended Warranty to our members. Route 66 is an open-enrollment extended warranty program that is available to FFCCU members. It is available on almost any vehicle*, brand new or nearly dead! If you don’t have a vehicle financed through FFCCU, you can still enroll in Route 66. With Route 66, you can get inexpensive coverage that is comparable, if not better, than most dealership warranties through three types of coverage plans.

All Route 66 Warranty plans come with these inclusive benefits:

  • $0 deductible on all plans
  • 30-day money-back guarantee
  • Transferable
  • Total loss refund
  • 24/7 roadside assistance: Towing, Lock-out service, Jump-starting service, Fuel delivery
  • Rental Car Allowance (Price depends on coverage)
  • Battery coverage (up to $65)
  • The warranty follows the car: whether you lend your car or sell it, the warranty is in their hands

*Qualifications may vary. Please contact FFCCU for details. These protections are not available on Mortgages. Our Home Equity Line of Credit and Home Equity Loans have their own Loan Protection plan, called HE Debt Protect.


Firefighters Community Credit Union (FFCCU) is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 216.621.4644. All products and services available on this website are available at all FFCCU branches.

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