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Auto Loans

Get your new, used or refinanced auto loan with FFCCU

Auto loans through FFCCU are easy to apply for and offer extremely competitive rates! Whether you’re buying a new or pre-owned vehicle we can help! We offer flexible lending terms, and consider the whole picture of you as a person, not just your credit score when factoring your approval. Getting pre-approved for an auto loan before you go car shopping can help take the guess work out and save you time at the dealerships. Pre-approvals help set your mind as ease knowing you’re making a sound financial decision when purchasing a vehicle.

Use our calculator to estimate your payment:
Use our calculator

Apply now to refinance or get pre-approved for your upcoming vehicle purchase!
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You can also apply over the phone by calling 216.621.4644 and selecting option 3.


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Visit a branch near youVisit any of our seven branches and a teammate will be happy to talk to you about our auto loans.

 

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As of November 15, 2018.
Auto LoansMaximum TermFixed Rate APR*
New
Defined as current and previous model year vehicle, never taxed or titled, with less than 500 miles
84 monthsas low as 3.41%*
Pre-owned / Used
For models 7+ years old, add 1.00%.
84 monthsas low as 3.91%*
Use our calculator

Not sure where to start?

Try our calcubot to estimate terms and payments and save, source or apply for a quote after you see what works best.

Maybe you’re not sure which vehicle you’d like and want to shop around a bit. No problem!

Our friends at Enterprise Car Sales can help you find a great used car at an affordable price. Enterprise offers a wide variety of gently used cars, and all purchases are haggle-free. The price you see is the price you pay. Plus, their cars come backed with The Perfect Used Car Package®. They’ll work directly with FFCCU to help obtain financing on the vehicle you choose.

Members can also visit one of our dealership partners. Simply visit their store, pick out your vehicle and obtain your financing through FFCCU right there, on-site!

As always, you’re welcome to contact us with any questions or concerns!

 

*Restrictions apply. Please see ffcommunity.com for full details. Members must be 18 years of age or older. Approval and rates based on credit worthiness, number of years the loan is financed and the amount financed. New car definition: Current and previous model year, never titled and has less than 500 miles on it. FFCCU may consider a car loan refinance as a “new” auto loan if the vehicle being refinanced is within one year of original purchase date and member is the original owner. Higher rate may be offered upon approval. Rates quoted reflect .25% discount for EasyPAY (to qualify for EasyPAY, enroll in Online Banking with e-Statements, Direct Deposit at least $200 per month, sign up for Auto Pay for loan payments). This institution is not federally insured by member choice. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY. **APR = Annual Percentage Rate. Rates based on credit history, number of years the loan is financed and the amount financed. Higher rate may be offered upon approval. Rates quoted reflect .25% discount for EasyPAY (to qualify for EasyPAY, enroll in Online Banking with e-Statements, Direct Deposit at least $200 per month, Sign up for Auto Pay for loan payments). The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Contact FFCCU at 800.621.4644 for details and current rates as they are subject to change at any time and without notice. Click here to view full rate disclosures and policies.

Firefighters Community Credit Union (FFCCU) is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 216.621.4644. All products and services available on this website are available at all FFCCU branches.

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