*Membership at Firefighters Community Credit Union (FFCCU) is open to everyone who lives, works, worships or attends school in Cuyahoga, Geauga, Lake, Lorain, Medina, Portage, and Summit Counties. Subject to membership approval. A minimum opening deposit of $50 into an account is required from the new member. Referring member cannot be Primary or Joint on the new member account. Money will be credited to referring member’s account within 10 days of new member account opening. Money will be credited after 60 days to new member account if the minimum required $50 balance has been maintained. By accepting the $25.00, the referred new member acknowledges that the referrer will be notified of their new membership. FFCCU employees and the member they refer are not eligible to receive a $25 member referral bonus. Reward amount will be reported on IRS Form 1099-INT for new member and referring member. All rates, terms and promotions are subject to change. In the event that more than one original member refers the same person, the qualifying incentive will be paid to the original member named on the referral’s application. This institution is not federally insured, by member choice.