FFCCU Blog

6 Tips on How to Help Pay for College

Do you dream of attending a certain college or university? There is more to consider than SAT or ACT scores. You also need to consider cost. Since the 1980s, university prices have doubled and continue to exceed a standard cost of living. It is time to hunker down and crunch some numbers more than ever…. (read more)

Why you Need a Dare 2 Compare

As we enter the New Year, it’s a perfect time to take a look at your finances. Financial situations can change faster than the snowfall in January. So, you might not be taking advantage of all your options when it comes to saving your hard-earned cash. At FFCCU, we offer our Dare 2 Compare challenge,… (read more)

Alternatives to Spending that Holiday Cash: Best Savings Account Ideas for 2022

If you have been gifted money this holiday season, consider how you can save it rather than spending it all as soon as you receive it. Check out these six ideas on where to put your money.   1. Start or Add to an Emergency Fund for a Rainy Day Sometimes, extraordinary situations occur out… (read more)

Why it’s Critical to get a Home Mortgage Pre-approval

  Homes are selling fast in today’s market thanks to the rising demand. So, it’s crucial to have a competitive edge compared to other buyers. One way to stand out: get preapproved. If you are on the hunt for your dream home, here are four reasons it’s vital to get a home mortgage pre-approval before… (read more)

Year End Financial Planning

As we look to a new year, it’s a great time to engage in year-end financial planning. Whether you are starting from scratch or just need to review your existing goals, guest blogger Nichole Coyle, Certified Financial PlannerTM, walks you through what to consider as the year ends. Financial planning isn’t a one-time thing. Instead,… (read more)

Our Holiday Hoopla Contest is Back!

Our Holiday Hoopla Contest is back by popular demand! The 2021 contest kicks off on Wednesday December 1! Want to win? Here’s what you need to do: Get an Advantage Checking account (if you don’t have one already!) Opening an account is easy, just head over here. Swipe your Advantage Checking debit card 12 times… (read more)

Buying a Car in 2021

The 2021 car market has been tough for those buying a car – new or used. Low dealer inventory, a global microchip shortage, and consumer demand are making it increasingly difficult and expensive to shop for new and used vehicles. According to Edmunds, used cars are more desirable to customers who either can’t find what… (read more)

Tips For Winning College Scholarships

According to the Education Data Initiative, the average cost of a college education is more than $35,000 per student per year. If you do the math, a four-degree can be upwards of $140,000. That’s a lot of money.  The good news is scholarships can make your education a lot more affordable. Scholarships are monetary awards given… (read more)

Planning for Healthcare in Retirement

Healthcare in retirement; it’s not something that first comes to mind when thinking about our post-working days. But it’s an important piece of your retirement budget. Today, guest blogger Nichole Coyle, CFP, tells us what to plan for when considering healthcare in retirement. In general, people are living longer and health care inflation continues to… (read more)

Get your Holiday Budget Ready Now with These 4 Tips

It’s never too early to start budgeting for your holiday shopping! When you plan ahead, you’ll be able to enjoy the season without racking up a ton of debt. To get started, check out these helpful tips. Open A Club Account Consider opening a Holiday Club  saving account for your holiday shopping’s expenses. What’s a Club… (read more)