FFCCU Blog
Don’t Whip Out Your Credit Card Yet: How to Put a Pause on Social Media Spending
Sometimes it’s hard not to get sucked into your screen. One day you’re scanning posts on your favorite social media site, and you see something that gives you the itch to reach for your wallet. It’s easy for social media to captivate us with dream-like images, whether it’s a picture of a sandy beach in… (read more)
Posted In: Tips For Managing Finances
Four Reasons Refinancing Your Auto Loan Could Work for You
There have been many economic changes throughout the pandemic, including low-interest rates, stimulus payments, and supply shortages. But, low-interest rates won’t last forever. Here are four reasons you may consider refinancing before the rates creep up again. 1. You Want to Lower Your Interest Rate If your credit score has improved or interest rates have… (read more)
Posted In: auto loans
Sinking Funds, A New Way to Save
Most people have never heard of a sinking fund. Typically you start with a savings account. Next, you add a checking account which is typically used to pay bills and other expenses. Savings accounts often serve as an emergency fund that is rarely touched. Others use it as a revolving account where money is often… (read more)
Posted In: Saving, Tips For Managing Finances
2021 Taxes: 8 Things You Need to Know About
Last year’s tax season was complicated, thanks to the pandemic. Now, 2021 tax filings may be shaping up to be the same. Covid-19 continues to create challenges, and stimulus money, unemployment benefits, and the child tax credit can make it more complicated. With all the shifts, it’s essential to keep on top of changes and… (read more)
Posted In: FFCCU News and Info, Tips For Managing Finances
Why should You Vote in FFCCU’s Board of Directors Election?
What do you imagine a board of directors looks like? You may picture starched-suit business people, far removed from the community and business they manage. However, at FFCCU we’re different. It’s why we give our members the option to vote for the board of directors each year. Our board of directors is made up of… (read more)
Posted In: Board of Directors, FFCCU News and Info
Why It’s a Good Idea to Have Vacation and Holiday Club Accounts
When’s the last time you went on vacation. Go ahead. Think about it for a minute. We’ll wait. If you can’t remember, (thanks COVID!) then you probably need to get away. Of course, if the funds in your savings account are low, perhaps due to Christmas shopping, you may want to open vacation and holiday… (read more)
Posted In: Saving, Tips For Managing Finances
The Best Way to Prepare if Financial Disaster Hits
No one likes to think about catastrophes and emergencies. Still, preparing for financial disaster is important. If you don’t, it could cause irreparable harm to your current and future finances. Guest blogger Nichole Coyle, CERTIFIED FINANCIAL PLANNERTM, shows you how to prepare if an unexpected financial disaster occurs. 1. Create an Emergency Fund If you… (read more)
Posted In: Guest Blog, Saving
6 Money Apps for Teens to Save Cash
It’s 2022, and it’s time to save more! Whether you are saving for college or trying to make some extra cash for something special, check out these 6 apps that can help you pinch some pennies. 1. Bigwords Price: Free Available: iPhone Bigwords is an app that scans multiple online retailers and finds the cheapest textbooks…. (read more)
