FFCCU Blog

Ignite My Future 2024 Scholarship Winners

Congratulations to the 2024 recipients of our Ignite My Future Scholarship! As a credit union, FFCCU is centered around the value of “people helping people.” In that spirit, the Ignite My Future Scholarship recognizes deserving Club Ignite members who have demonstrated a commitment to their communities through volunteer activity. Our 2024 scholarship recipients receive $1000… (read more)

Buying a House in 2024 – How to Make the Most of Your Mortgage

If you’re already searching, you probably know that buying a house in 2024 is a stressful prospect. Interest rates are still high at the moment as the Federal Reserve continues efforts to minimize inflation. And while we’ve heard that rates are likely to drop during the year, the question of when and how much is… (read more)

BNPL – Buy Now/Pay Later Risks & Alternatives

Buy now, pay later (BNPL) programs can be enticing for people who are short on cash and ready to make a purchase. These programs are low- or no-interest installment payment plans that some retailers – often online merchants – may offer at the time of purchase. They are increasingly popular in the travel and leisure… (read more)

Having Cash on Campus: Student Finances While Attending School

Managing student finances during your college years can be challenging, but it’s also essential. Establishing financial stability while in school is not only about making ends meet, but also setting the foundation for a secure future. Here are ten key strategies to work towards and maintain financial stability while on campus.   Create a Realistic… (read more)

2024 Tax Changes – Tips for Filing

For many people, filing a tax return each year is a dreaded chore. You acclimated to the previous year’s expectations – but what will 2024 tax changes bring? Filing needn’t be so stressful. A little preparation and knowledge can ensure you submit on time and take advantage of any credits and deductions that will lower… (read more)

Sink Your Teeth Into the Best Savings Rates

This past year has seen some of the best interest rates for certificates in some time. So, what’s ahead here in 2024? How can you take advantage of the best savings rates available, and what should you anticipate if you’re considering a certificate soon? As a quick refresher, certificates – sometimes called certificates of deposit… (read more)

Holiday & Vacation Savings – Seasonal Satisfaction with Club Accounts

A few years of missed opportunities from being cooped up and our always-busy lives have made many of us more eager than ever to hit the road, get out on the waves, or take off to a new destination. But the rising cost of… well, everything is making vacation planning more stressful than it used… (read more)

Love Hurts: Tips for Dealing with Romance Scams

If you’re a frequent reader of the FFCCU blog, you know by now that financial scammers are clever, adaptable, and completely without shame. The latest scheme is always around the corner, and old stand-bys get a fresh coat of nefarious paint as technology advances or changes come to the way we live our lives and… (read more)

10 Tips to Protect Seniors from Elder Financial Abuse

Preventing Elder Financial Abuse and Exploitation… In today’s guest blog, our friends from Ohio Credit Union League will break down 10 great tips to try and prevent elder financial abuse: The rise in elder financial abuse – defined by any sort of theft or scam that exploits vulnerabilities in a senior’s trust or capacity –… (read more)