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Refinance To Save

 Refinance and save money



How much could I save by refinancing?

It could be a lot! Of course, this varies based on your current mortgage conditions.

For example, let’s say you purchased a home for $195,000 and have 10 years left on your mortgage terms. Your remaining balance is currently $95,333.54.

If your current rate is 4.50% for 10 years and you refinance at 2.89% for 7 years, you could save $13,146.26 in the long run and be payment free sooner!1 Not to mention, we cover the closing costs.*

This refinance would save $13,146.26!1

 Current MortgageFFCCU Refinance
Term10 Years Left7 Years
Interest Paid Over Term$23,288.51$10,082.25

1Individual savings will vary.

Ready to save? We’ll reach out to you to get things started if you fill out this form below.

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Not sure where to begin? Estimate your refinance savings with this calculator or contact us.

SAP3Ask our Member Contact Center by calling 216.621.4644 or chat with them on line by clicking the red “Live Chat” button on this page.

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SAP2Visit any of our seven branches and a teammate will be happy to look up your account.


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Not a member? No problem!

Remember, we’re not just for Firefighters! Joining FFCCU is easy and offers you all kinds of perks including the opportunity to earn interest on a checking account! We also offer online banking and have our own mobile app! You can learn more about becoming a member here.

 *2.89% APR for well-qualified applicants possessing a credit score of 700 or higher. Includes EasyPay discount (3.14% without auto-pay.) Term: 7 years or less, 70% loan-to- value ratio. Loan amounts of $10,000 or more qualify to have FFCCU cover closing costs up to $500. The monthly payment per $1,000 borrowed is $13.66 for 7 years. Other terms are available for qualified applicants. Refinanced mortgages of primary residences only. Must be in first lien position. New home purchases excluded. Must meet membership eligibility requirements and be at least18 years old. Offer may be revoked at any time. Not valid with any other offers. This institution not federally insured by member choice. FFCCU is an Equal Housing Opportunity provider.


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