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Home Equity Loan Promotion

Make those summer home improvement dreams a reality!

Get a low rate Home Equity Loan and your closing costs covered!* Available now through August 31, 2017, we are offering a Home Equity Fixed Rate Loan as low as 3.24%APR* and FFCCU will cover closing costs up to $500!* Use the money from your Home Equity Loan for virtually anything! You can finance home improvements, consolidate debt, pay for tuition — even use it to take a much needed vacation.

For this offer, there are NO prepayment penalties (provided that you do not close out your account within one year of start date) and the interest may be tax deductible! (Consult a tax professional for details).

Click to APPLY NOW:

Apply for a Home Equity (fixed) Loan

Here’s how to get the lowest rate:

  • Offer applies to Home Equity Fixed rate loans only (5, 10, and 15 yr programs).  HELOC is not eligible.
  • 80% Maximum Loan To Value ratio (90% LTV program is not eligible).
  • 1st or 2nd lien position eligible.
  • Members must be enrolled in EasyPAY to get the -1.01% off Prime discount.
  • Up to $500 in closing costs will be waived if loan is approved, $10,000 new money is advanced, and loan remains open for at least 12 months.

 Or get in touch with us!

SAP3Ask our Member Contact Center by calling 216.621.4644 or chat with them on line by clicking the red “Live Chat” button on this page.

Call Now

SAP2Visit any of our seven branches and a teammate will be happy to look up your account.


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As of August 15, 2017.
Loan TypeMaximum TermFixed Rate
Variable Rate
Home Equity Line of Credit Loan (Variable Rate)7 yr. draw period, 15 year repaymentas low as 4.25%*
Home Equity Loan (Fixed Rate)up to 180 monthsas low as 3.24%**

Still not sure? Use this calculator to estimate how affordable a Home Equity Loan can be:


 **Annual Percentage Rate (APR) shown is accurate as of 6/19/17 and is available to well-qualified borrowers for a term up to 60 months and a loan-to-value (LTV) ratio of 80% or less. Rate includes a 0.25% discount for EasyPAY (requires auto pay, enrollment in online banking with e-Statements and direct deposit of at least $200 per month). Not available for the refinance of an existing FFCCU loan, line, or mortgage unless the refinance includes $10,000 or more of new money. Primary residence only. Rate and offer subject to change without notice and cannot be combined with any other offer. Closing costs up to $500 will be waived if application is approved, funds are disbursed by FFCCU, and the loan remains open for a period of 12 months. In many cases, the interest is tax-deductible; please consult your tax advisor. Promotion valid: 6/19/17 – 8/31/17. Accounts are insured up to $250,000.00 by American Share Insurance. This institution is not federally insured by member choice. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.


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