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Refinance And Save

Refinance and save money

What would you do with the money you save when you refinance?

Available now through June 15, 2018, we are offering a mortgage refinance rate as low as 2.89% APR* for up to 7 years, and FFCCU will cover closing costs up to $500!*

We all have something on our minds that is just a bit out of reach. Maybe it’s a luxurious vacation overseas, a new ride, some home improvement or something else fun. Just imagine what you could do if you were able to pay off your mortgage faster and save money on the interest. This is your chance!

Not a member? No problem!

Remember, we’re not just for Firefighters! Joining FFCCU is easy and offers you all kinds of perks including the opportunity to earn interest on a checking account! We also offer online banking and have our own mobile app! You can learn more about becoming a member here.

Ready to save? We’ll reach out to you to get things started if you fill out this form below.

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How much could I save?

This varies on your current mortgage conditions. For example, let’s say you purchased a home for $195,000 and have 10 years left on your mortgage terms. Your remaining balance is currently $95,333.54. If your current rate is 4.50% for 10 years and you refinance at 2.89% for 7 years, you could save $13,146.26 in the long run and be payment free sooner!1 Not to mention, we cover the closing costs.*

This refinance would save $13,146.26!1

 Current MortgageFFCCU Refinance
Term10 Years Left7 Years
Interest Paid Over Term$23,288.51$10,082.25

1Individual savings will vary.

 Get in touch with us!

SAP3Ask our Member Contact Center by calling 216.621.4644 or chat with them on line by clicking the red “Live Chat” button on this page.

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 *2.89% APR for well-qualified applicants possessing a credit score of 700 or higher. Includes EasyPay discount (3.14% without auto-pay.) Term: 7 years or less, 70% loan-to- value ratio. Loan amounts of $10,000 or more qualify to have FFCCU cover closing costs up to $500. The monthly payment per $1,000 borrowed is $13.66 for 7 years. Other terms are available for qualified applicants. Refinanced mortgages of primary residences only. Must be in first lien position. New home purchases excluded. Must meet membership eligibility requirements and be at least18 years old. Offer may be revoked at any time. Not valid with any other offers. This institution not federally insured by member choice. FFCCU is an Equal Housing Opportunity provider.

Not sure where to begin? Estimate your refinance savings with this calculator or contact us.


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