vehicle loans
Whether you are in the market for a new car, recreational vehicle, or if you want to lower your current payment by refinancing, FFCCU's rates are some of the best in town. 
We offer hassle-free loan payment options through payroll deduction and direct deposit, interest is paid only on the unpaid balance and there are no early pay-off penalties. For additional peace of mind, you can add Guaranteed Asset Protection, Credit Life and Disability insurance* and an extended warranty plan. Loan interest rebates may be awarded to non-delinquent consumer loans based on the year-end profitability of FFCCU.
You can print and mail in our application to get pre-approved or call our Phone-A-Loan service at 800-508-9203 anytime, anywhere and get approved in minutes. All pre-approvals are valid for 90 days. Keep in mind that pre-approved financing may give you an advantage when bargaining for the price of a vehicle.
FFCCU Loan Type |
Features |
New/Used Autos |
Up to 120% financing available with terms up to 66 months (72 months for loans exceeding $25,000). Financing may also include tax, license, Mechanical Breakdown Insurance and Guaranteed Asset Protection. |
Boats and Motorhomes |
Up to 120% financing for new or used boats with terms up to 15 years available. Appraisal may be required. |
Motorcycles, ATVs
and Jet Skis |
Up to 120% financing (tax and license included) for up to 60 months. |
* Credit life and disability insurance is underwritten by Life Investors Insurance Company of America (Home Office, Cedar Rapids, IA) and is available especially to FFCCU members. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact a FFCCU loan officer.
Know Who You’re Financing With When You Buy Your Next Car!
In an effort to take the hassle out of buying a car, FFCCU has made it possible for you to finance 
your auto loan with us directly at the dealership! It’s true. Participating dealerships in the Cleveland area now have the capability to let you finance with FFCCU right at their facility.
As always, we recommend that you call FFCCU to get pre-qualified before shopping for your vehicle. But now if you find yourself in a spur-of-the-moment purchase, you can relax knowing our competitive interest rates are available to you right at the dealership.
Click here for a list (PDF) of participating dealerships, or call us before you visit a dealership and we can tell you if they participate in this time-saving program.
You can also look for the Aimbridge Indirect Lending logo at any car dealership you visit. If they display the above logo, you know you can finance directly with FFCCU at their facility.
Take the power of FFCCU with you and start shopping for your new car today! For more information call 216-621-4644 and ask for our Loan Department.
Purchase From Enterprise and Finance With FFCCU
We've partnered with Enterprise Car Sales to help you find that perfect used car at an unbeatable price. Enterprise offers a wide variety of gently used cars, and all purchases are conducted using their haggle-free system. The price you see is the price you pay, and all cars are listed below retail values.
When you're ready to buy, save time by getting pre-approved with FFCCU. Then visit an Enterprise location and find the car of your dreams!
Call 888-CAR-SALES (888-227-7253) for more information.
NADA Guide
No matter what type of car you're looking for, it's important to do your research before you visit a dealer.
NADA Guides can help you review new and used car prices, request a quote, research current offers and rebates, and much more.
